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Home Warranty Program

 Whether selling or buying a home, you can’t predict when problems will arise. They seem to happen when you’re least prepared. Unplanned home repair expenses ruin many family vacations and holidays, and put a tremendous strain on the family budget.   What's covered?  An HMS Home Warranty gives you the protection you need. It covers breakdowns in major systems like plumbing, electrical, heating and air conditioning, as well as washer, dryer, oven, refrigerator and other items.  With so much that can go wrong – and often does – an HMS Home Warranty gives you peace of mind.

Selling your home?

An HMS Home Warranty makes your home more appealing, and protects you before, during and after the sale.

  • 8 out of 10 buyers prefer to buy a warranted home.
  • Homes with a warranty sell up to 50% faster than unwarranted homes.
  • Homes with a warranty increase sales prices by up to 3% on average by making it a safer investment for the buyer.
  • Seller coverage can protect you against costly repairs while your home is listed for sale – at no additional cost! *
  • A warranty can help avoid conflicts over a malfunctioning warranted item that could affect or delay your sale.
  • Home warranties reduce the chance you’ll be asked to reimburse the buyer for a breakdown of a covered component after closing.

Buying a home?

With an HMS Home Warranty, you’re covered against a mechanical breakdown of a covered component for a full year, beginning the day of closing. You pay only a standard deductible for each claim.

  • A standard deductible limits your cost for repairing a covered system, appliance or component.
  • Provides coverage generally not offered by a homeowner’s insurance policy.
  • A network of qualified contractors to assist you is only a phone call away 24 hours a day, 365 days a year.
  • Optional coverages are available for additional protection.
  • The warranty may be renewed for subsequent years, so you can enjoy the protection for as long as you own your home (eligibility subject to underwriting criteria.)
  • Three years of coverage is available for newly constructed homes.

*With the exception of California, where a nominal fee is assessed.  Coverage subject to terms, conditions and a standard deductible per trade call.  Not all coverage available in every state. Refer to warranty contract for specific coverage.

Contact our office for further details about our
HMS home warranty programs

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